Can I Sell My House after a Loan Modification in US? What to do ?



Khareedari ek naye ghar ki ya usay karz se paisay udhaar lenay se aasaan ho sakta hai. Lekin kabhi-kabhi aisa bhi hota hai ki paisay wapis karne mein mushkil ho jati hai. Isi liye, kuch log karz ko credit karne ke liye karz modification ka istemal karte hain.


Aam taur par ek ahem sawal ye hota hai ki kya aap karz modification ke baad apna ghar bech sakte hain ya nahi?. To agar aap is tarah ki sthiti se guzar rahe hain, to ye article aapke liye madadgar ho sakta hai. Agar aap apne ghar ko karz modification ke baad bechna chahte hain, to niche diye gaye points ko samajhne mein madad milegi.


Can you sell your house?


Agar aap yeh confused hain ki kya aap apna ghar bech sakte hain ya nahi, to jawab hai, haan. Lekin apne ghar ko bechne se pehle, aapko do cheezein dhyan mein rakhni hongi. Pehli cheez ye hai ki kya aapne karz modification ke baad apne karz ke sabhi kishton ko chukaya hai. Dusri cheez ye hai ki kya aapke ghar ki keemat aapke karz ko khatam kar sakti hai.

Aapke ghar ki keemat

Aap apna ghar bech sakte hain agar bache hue kishton ki keemat ghar ke kul raashi se kam hai. Isse aap sabhi kishton ko chukane mein madad milegi aur naye ghar khareedne ke liye paisay jama karne mein madad milegi.


Your loan amount

Agar aapke ghar ki keemat bache hue karz ki raashi se kam hai, to aap karz modification ke baad apna ghar bechne ke liye kuch aur options ko madde nazar rakhte hain?


Is sawaal ka jawab hai, Haan. Aap apna ghar bech sakte hain lekin aapko bache hue kishton ke saath ek extra raashi deni hogi. Agar aap ye nahi chahte hain, to aap apne bank se sampark karke kuch neeti banvane ya ek deal karvane ka vichar kar sakte hain.


To, ab saaf hai ki agar aapne sabhi kishton ko chukaya hai ya nahi, to aap apna ghar bech sakte hain. Chaliye aage badhte hain.


Dusri taraf, agar aap apne ghar ko kiraye par dena chahte hain, to isse aapke karz modification par koi asar nahi padega. Lekin aapko karz modification ke niyam aur shartein nazarandaz nahi karni chahiye, ya ghar ko kiraye par dene se pehle bank se sampark karna chahiye.


**Bahut se log USA mein apne ghar ko karz modification ke baad bechna chahte hain lekin unke paas kishton ke saath deni wali extra raashi nahi hoti. Isliye apne jama raashi ke shartein aur bank ke policies ko dhyan se vichar karna mahatvapurn hai, kyun ki ye aapke arthik sthiti par asar daal sakti hai.


To agar aapne apna ghar bechne ka faisla kiya hai, to apne bank manager se salah mashwara karein aur adhik raashi wapas lene ki darkhwast karein.


Conclusion:

Umeed hai ki is article ko padhne ke baad aap apne karz modification ke baad apna ghar bechne ka bada faisla sahi tarah se le sakte hain, kyunki ye bahut hi complicated ho sakta hai, lekin agar aap is kaam ko kar sakte hain, to aap aneko arthik mushkilein se bach sakte hain. Isliye, ghar bechne ke liye apne bank se sahi salahkarana avashyak hai.


Karz modification ke baad apne ghar ko bech dena kanooni aur anumati di gayi hai lekin agar aap kisi bhi tarah se kishton ko jama nahi kar sakte, to aap bank se adhikarthik madad nahi pa sakte hain.


Aam taur par, agar aapke ghar ki keemat bachi hue karz ke bhugtan se adhik hai, to aap adhik raashi wapas le sakte hain. Agar aap apne karz mein kisi bhi prakar se arthik pareshani ke bina sudhar sakte hain, to aap apna ghar bech sakte hain.


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